Terms of Service

1. Acceptance of Terms

By accessing or using accts.cloud ("the Service"), you agree to these Terms of Service. accts.cloud is operated by Gilded Technologies Private Limited (GSTIN: 27AAJCG4298C1ZF, CIN: U72900PN2021PTC206389), Pune, India. If you do not agree, do not use the Service.

2. Eligibility and Account Security

• You must be at least 18 years old or have legal parental/guardian consent.
• You are responsible for maintaining the confidentiality and security of your account credentials.
• You agree to notify us immediately of any unauthorized use or suspected breach of your account.

3. Use of Service

• You agree to use the Service only for lawful purposes and in accordance with these Terms.
• You must not use the Service to upload, transmit, or distribute any content that is unlawful, offensive, or infringes on third-party rights.

4. Data Ownership, Confidentiality, and Security

• Ownership: You retain full ownership of any data or files you upload.
• Confidentiality: We treat all financial and personal data as strictly confidential. We do not sell, rent, or trade your data to third parties.
• Security: We employ industry-leading security measures, including encryption, access controls, and regular audits, to protect your data in accordance with global standards (ISO/IEC 27001, SOC 2, GDPR where applicable).
• Processing: You grant us a license to process your data solely for the purpose of providing and improving the Service.

5. Intellectual Property

All content, trademarks, and software on accts.cloud are the property of their respective owners. You may not copy, modify, or distribute any part of the Service without permission.

6. Disclaimer & Limitation of Liability

• The Service is provided “as is” without warranties of any kind.
• We do not guarantee the accuracy, completeness, or suitability of AI-generated results.
• To the maximum extent permitted by law, accts.cloud and Gilded Technologies Private Limited are not liable for any damages arising from your use of the Service, except in cases of gross negligence or willful misconduct.

7. Compliance and Legal Obligations

• We comply with all applicable laws and regulations regarding data protection and financial information.
• We may disclose your information if required by law, regulation, or legal process, but will always seek to limit such disclosures to the minimum necessary.

8. Termination

We reserve the right to suspend or terminate your access to the Service at our discretion, without notice, for any violation of these Terms or for security reasons.

9. Changes to Terms

We may update these Terms of Service from time to time. Changes will be posted on this page with an updated effective date. Continued use of the Service constitutes acceptance of the revised Terms.

10. Governing Law

These Terms are governed by the laws of India, without regard to conflict of law principles.

11. Contact Us

If you have any questions about these Terms, please contact us.